Wednesday, November 5, 2008

Just close your eyes and check back in two (or five) years...

I'm young. And I'm not particularly wealthy. But like many, I have investments in the market. They're not doing so hot these days. Surprise, surprise.

But, I'm also not running scared and taking everything out. For one, it's all mutual funds. With time, they'll go back up and start making money again. It's not as if I invested in some crappy company that has fallen into oblivion.

Why? I look at it in two ways. First, this money will come back up. I just don't know when, but it will. That's the nature of the market. And I'm in no rush. It's savings, so I don't intend on using it anytime soon. Second, I look at it like I'm buying cheap (yes, I continue to invest monthly).

So if you're in the same situation, try doing that. But I'm lucky. I'm not about to retire and I don't rely on the money invested.

My other piece of advice: don't watch the market. I started to, quite a bit. But it's so volatile that one day you'll feel super-excited and the next day will cause me to cry. In the end, it never really changed. But in a few years it'll make its way up and your cheap investments will start to make some solid moolah.

Rock on, kids.

No comments: